Wednesday, September 30, 2009

FUCKING LENDERS

I have been warned by several homeowners that there is always last minute closing drama. I guess that is what everyone was preparing me for.

Well get this... Last year I was trying to buy a lovely old house in Whittier Mill Village on the west side of Atlanta. Well the deal fell through for various reasons but mostly because the seller's agent BETTE was a GIGANTIC BITCH FACE HAG SLUT. Anyway, I applied for an FHA loan through FlagStar Bank. Since the deal fell through you'd think the loan case had been closed. Think again.

This morning I get a call from my lender, Wells Fargo, telling me that the FHA loan case had not been closed (since last year! AUGUST TWO THOUSAND FUCKING EIGHT!) and you can't close on an FHA loan if two FHA loan cases are open. So I got a hold of FlagStar, put them in touch with Wells Fargo and they are working it out. HOWEVER - closing a case number may not be instantaneous which puts my 5pm closing time at risk. I may not close today and I'M FUCKING PISSED.

Why wasn't I alerted to this until now?
Why wasn't the fucking case number closed?
Why does there have to be drama?
I've done all I can to avoid drama. I've made everything neat for all parties concerned yet they are RETARDS. WHAT THE FUCK?!

I am trying to keep my cool over here, but it is becoming really hard.

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